Version: 1.2.4 || Release Date: 2009-03-16 || License: Commercial with demo ($30) Developer: MotiMotion | App Owner: macstof

MotiMotion Prospects is a new personal finance application for Macs. It provides powerful budgeting and account monitoring capabilities in an elegant, easy-to-use interface. The new version 1.2 has a lot a great new features, many bug fixes and a new lower price!

Prospects provides up to three ViewPoints that provide instantaneous information about an account. It allows users to group accounts into Binders which provide immediate feedback on assets, liabilities, and overall growth. Prospects contains many other features as well, such as a Budget Advisor, rules, memorized payees, attachments, categories, split transactions and QIF, OFX, and QFX importing.

Prospects requires Mac OS X 10.5 (Leopard), 10.5.1+ Recommended

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2 Opinions

I normally HATE using financial software, but I really enjoy using this. I evaluated many others, including iBank, Moneywell and Cha-Ching.

The developer HAS added new features, including reconciliation, account transfers, and scheduled transactions. He's also added an interesting graph comparing actuals to budgets.

The customisable GUI and pie charts are awesome too.

I started using Prospects because I saw that it had a lot of potential and I liked the ease of data entry. Sadly, although an update has been in the works for quite some time, the painfully slow development and failure to implement missing features have forced me to give up on this app.

The developer knows he's struggling on this one and deserves credit for trying. If he manages to succeed in making Prospects all it can be, he will have a great product. In the meantime, I think this forum post of his pretty well sums things up:

"MoneyWell is a great program if you want to use envelope budgeting. It came out while I was developing Prospects and is a nice piece of software. I have nothing but respect for the program and it's author."

I now use MoneyWell and can say that it s a very complete, very slick money management app that goes well beyond simple envelope budgeting.

Good luck to both developers!