YNAB is budgeting software that follows the envelope system and Four Rules of Cash Flow.
YNAB is personal budgeting software with a powerful financial methodology designed to implement YNABâs Four Rules of Cash Flow:
Rule One - To eliminate stress, handle a variable income with ease, and make your bill paying much more efficient.
Rule Two - To align your money with your values, and reach your financial goals faster than you previously thought possible.
Rule Three - To even out your cash flow, prepare for large expenses, and eliminate those so- called 'emergencies' you always run into.
Rule Four - To make sure you bounce back and stick to your plan when mistakes happen.